Colorado · Roommate money dispute

Roommate money dispute in Colorado small claims

Ex-roommate owes you money? Recover it in small claims.

When a roommate leaves without paying their share of rent, utilities, or other agreed expenses — or when money was lent and not repaid — small claims court is an accessible option to recover. Your case turns on showing what was agreed, what was paid by each person, and what remains unpaid. A written roommate agreement or lease addendum is the strongest evidence, but texts, emails, and payment records can also establish the arrangement.

In Colorado, small-claims cases are heard in the Small Claims Court (a division of the County Court) and you can sue for up to $7,500.

Good to know: Small claims is a division of the County Court. The official forms and guide refer to it as "Small Claims Court" and the case is filed in the county where a defendant resides, is regularly employed, has a business office, or is a student (or, for restrictive-covenant or security-deposit disputes, where the real property is located). Cases are heard by a magistrate or judge; no jury trials are allowed.

Roommate money dispute: steps that matter

  1. Gather your roommate agreement, lease, and any written communications about shared expenses, payments made, and what was owed.
  2. Compile payment records showing what you paid and what the other person did or did not pay.
  3. Send a written demand for the amount owed and keep proof you sent it.
  4. File in the court for the county where the rental property is located or where the defendant currently lives.

Filing your Notice, Claim, and Summons to Appear for Trial (Form JDF 250) in Colorado

  1. Complete Form JDF 250. Fill out the Notice, Claim, and Summons to Appear for Trial (JDF 250), identifying the names and addresses of the plaintiff(s) and defendant(s) in the caption, answering all four questions Yes or No, and writing a brief description of your claim including what you are claiming and the amount requested. If a defendant is a business or entity, look up its registered agent at coloradosos.gov. Complete all 4 parts (7 pages). Do not attach exhibits to the form. Per the guide: "JDF 250 is the initial form that you will need to file a Small Claims Case."
  2. File the form with the county court and pay the filing fee. Take the completed JDF 250 (all four parts / 7 pages) to the clerk's counter in the county court in the proper county and pay the nonrefundable filing fee ($31.00 for claims of $500 or less; $55.00 for claims over $500 up to $7,500). The court completes the section setting the trial date and time. If you cannot afford the fee, file a Motion to File Without Payment and Supporting Financial Affidavit (JDF 205).
  3. Serve the defendant. Have each defendant served with the 'Defendant's Copy' of JDF 250 at least 15 days before the trial date. Service may be made by any person 18 or older who is not a party, by a sheriff or process server, or by certified mail mailed by the clerk (you prepay the certified-mail cost, roughly $5.00 to $15.00). File the completed Affidavit of Service with the court before or on the trial date.
  4. Attend mediation (if required) and the trial. Some small claims courts require mediation before or on the trial date; the parties may reach a stipulation (JDF 75). If no agreement is reached, appear at the scheduled trial with all evidence and witnesses. A magistrate or judge decides the case; jury trials are not allowed.

Filing fees: Filing and service fees are set locally and vary; confirm the current amount with the court. A fee waiver is available if you cannot afford the costs.

Deadline that applies to your roommate money dispute

A roommate money dispute is usually a contract or debt claim — unpaid shared expenses, a loan between roommates, or one roommate leaving the other holding the lease. The statute of limitations is typically the contract or debt period, starting from when the money was due or the last payment was made.

Debt on a contract or account: 6 years (C.R.S. § 13-80-103.5)

Answering a lawsuit: On or before the scheduled trial date

Serving the defendant: The defendant must be served with the 'Defendant's Copy' of JDF 250 at least 15 days before the trial date. Service may be by any non-party who is 18 or older, by a sheriff or process server, or by certified mail mailed by the clerk (prepay cost). An Affidavit of Service must be filed with the court before or on the trial date.

Appeals: A party who wishes to appeal must file a notice of appeal within 14 days of the judgment and proceed under C.R.C.P. 411. The appeal goes to the district court in the same county; the appellant must give the appeal paperwork to the county court within 14 calendar days of the decision, and file a copy of the Notice of Appeal and Designation of Record in the district court within 35 days.

All Colorado small-claims deadlines

The table below lists the filing deadlines Small Claims Court (a division of the County Court) applies by claim category. Confirm the exact rule that applies to your roommate money dispute claim with your court before relying on any figure.

Claim typeFiling deadline
Contract (C.R.S. § 13-80-101)3 years
Debt on a contract or account (C.R.S. § 13-80-103.5)6 years
Property damage (C.R.S. § 13-80-102)2 years (3 years if motor-vehicle related)
Personal injury (C.R.S. § 13-80-102)2 years (3 years if motor-vehicle related)

Colorado small-claims forms for your roommate money dispute case

These forms are published by the Small Claims Court (a division of the County Court). Download and complete them before filing.

This page is general information, not legal advice, and CaseBySelf is not a law firm. Rules, fees, and deadlines change and vary by court: verify with the specific court where you file. Source: Colorado Judicial Branch - Small Claims or County Civil Appeal (self-help). Last reviewed 2026-06-23.